Applying for a mortgage couldn’t be easier.
Apply NowHardik Valand
Mortgage Associate
Originator Licence #510961
Dominion Lending Centres is a national mortgage brokerage and leasing company with more than 2,000 members offering free expert advice across Canada - taking the hassles out of the mortgage process and simplifying your life.
There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Current Rates
Current variable mortgage rate is
4.30%
Current prime rate is
4.95%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 7.49%
- $730.93
- $25.28
-
- 1 Year
- 7.74%
- $746.69
- 5.24%
- $595.34
- $151.35
-
- 2 Years
- 7.34%
- $721.53
- 5.09%
- $586.74
- $134.79
-
- 3 Years
- 6.94%
- $696.72
- 4.24%
- $539.11
- $157.60
-
- 4 Years
- 6.74%
- $684.44
- 4.34%
- $544.61
- $139.82
-
- 5 Years
- 6.79%
- $687.50
- 3.99%
- $525.48
- $162.02
-
- 7 Years
- 7.10%
- $706.60
- 5.35%
- $601.69
- $104.91
-
- 10 Years
- 7.25%
- $715.92
- 5.75%
- $625.02
- $90.90
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I have great experience working with Hardik. His skills on helping clients for mortgage approval with competitive rate is exceptional. He guided me well throughout the mortgage process and still answers all my questions/concerns promptly even after the mortgage is closed. I highly recommend him for anyone looking for new mortgage/renewal.
Arjun Aryal
From the initial consultation to the closing of my mortgage, Hardik demonstrated professionalism, expertise, and dedication.
Hardik took the time to understand my financial goals and needs, providing tailored solutions and guiding me through the entire mortgage process with patience and clarity. He was always available to answer any questions I had and went above and beyond to ensure a smooth and stress-free experience.
Not only did Hardik secure a competitive mortgage rate for me, but he also provided valuable advice and insights that helped me make informed decisions. His attention to detail and commitment to customer satisfaction truly set him apart.
I highly recommend Hardik Valand to anyone in need of mortgage services. Thank you, Hardik, for your outstanding support and expertise. I look forward to working with you again in the future.
Viki Dave
I just wanted to say thank you for your hard work in securing a mortgage for us and for guiding us through the process from step one when we met you. As first time buyers, our experience couldn’t have been a more positive one and we feel very lucky to have had good people like yourself working for us. He served us really excellent. Gave us best rate with different landers options.
Thank you Hardik Valand 😊
Raj Thakor
I cannot recommend Hardik Valand enough! He truly went above and beyond to help me in my time of need. Hardik worked around the clock, ensuring every detail was handled with care and urgency. Not only did he secure my mortgage approval in a timely manner, but he also delivered better rates than the competition. His dedication, professionalism, and expertise made a stressful process smooth and manageable. If you need a mortgage broker who genuinely cares and will get the job done, Hardik is your guy!
Shital Patel
Outstanding work with patience and understanding and listening and with a positive and helpful attitude from Mr. Valand . He works very hard for his clients . He is very good with entrepreneurs and self employed and employed clients . His background in accounting and a Master Degree in Accounting helps him analyze properly and satisfy financial institution requirements and keep his clients happy. Thank you for a job well done.
Michael T Lee
The mortgage with Hardik is one of the best experiences of my Canadian life. The knowledge he has and the help he does going and getting the best rates for you is next level. I have a home improvement loan which he consulted and explained me. The expertise he posses for explaining the terms and conditions made our experience pleasant and easy.
Thanks a lot for the new house mortgage and looking to buy bit more properties
Jay & Devarshi
We’re very impressed with the outstanding mortgage advisory services provided by Hardikbhai. He guided us through the entire process, securing the best available mortgage rate in the market. His expertise, professionalism, and dedication to delivering exceptional results make him an invaluable asset. We highly recommend Hardikbhai for mortgage advisory services. Thank you for your exceptional service!
Sagar Amin
It was a good experience to working with him. Helped me to get best rate in the market. I really appreciate his effort.
Varun Parekh
I recently had the pleasure of working with Hardik, a highly skilled and knowledgeable mortgage broker. He helped us find a great mortgage rate. Thanks for your all support.
Disha Patel
I am so happy and glad that I found Hardik to work on my mortgage. He is an absolute star. He also secured me amazing mortgage rate which I never think of his knowledge and efficiency were truly impressive. He made a complex process feel easy and straight forward. If you’re looking for a top notch mortgage agent, look no further. Hardik is your go-to pro.
Hardik Nayee
It was a pleasure working with Hardik. He was very optimistic and found us the best rate. He helped us make our dream of owning a house come true. Couldn’t have done it without him.
Stella F.
Hardik Valand was a lifesaver during my mortgage process. He was incredibly responsive, working tirelessly to make sure everything was on track. I was amazed at how quickly he got my approval, all while securing a rate that was far better than what others were offering. His dedication and expertise truly set him apart. If you’re looking for a mortgage broker who will go the extra mile for you, I highly recommend Hardik!
Rajnikant Patel